Karlis Danevics
SEB (Latvia)
CRO
AML/KYC as one of the main credit risk drivers
KYC/AML Aspects of Credit Risk Management KYC/AML has emerged as one of the key issues for reputation as well as a key risk management topic in banking and finance.
- Situation in Northern Europe concerning AML/KYC.
- Good credit culture as the main cornerstone for KYC.
- Main principles of KYC in lending and in AML.
- Main principles for good AML program – The same as in managing credit risk.
- Differences between credit risk (more static risk) and AML risk (more dynamic risk).
Oscar Torras
Bank Sabadell
Group Head of Risk Monitoring
Addressing Geopolitical Risks in Credit Risk
- Reducing concentration risk by expanding into geopolitically stable markets.
- Evaluating Geopolitical Risks and Their Influence on Creditworthiness.
- Developing contingency plans and strengthening monitoring systems to address volatility.
Jerzy Walczak
Bank Pekao S.A.
Head of Retail Credit Risk Policy
AI in Credit Risk Management: Enhancing Decisions with Innovation and Ethics
- The role of AI, machine learning, and predictive analytics in risk assessment.
- Human-AI collaboration for more accurate and informed decision-making.
- Ethical considerations: transparency, fairness, and regulatory compliance.
- The future of AI in credit risk management: opportunities and challenges.
Emanuele Tedeschi
Intesa Sanpaolo
Group Chief Risk Officer Area
IFRS 9 and Basel IV: Navigating Evolving Regulatory Standards
- Dealing with regulatory requirements for Internal Ratings-Based (IRB) Models.
- Understanding the implications of IFRS 9 and Basel IV on credit risk assessment.
- Best practices for ensuring compliance and optimizing frameworks under new regulations.
Nika Kenda
Raiffaisen
Head Of Retail Risk Analytics and Methodology/ Business Owner RRAM Tribe
ESG Risks in IFRS9 Provisioning
- Overview of the Retail IFRS 9 Provisioning Methodology in RBI Group
- Challenges of including ESG Risks in IFRS 9 Provisioning
- Considerations and approach in in RBI Retail Risk
- Impact and next steps
From navigating the impact of Basel standards to harnessing fintech innovations, we're delving deep into the strategies that will shape the future of credit risk management. Join us as we explore the driving forces behind our carefully curated topics, each chosen to address the pressing challenges and opportunities facing the banking industry today. Embark on a journey of discovery, innovation, and strategic insight. Don't miss your chance to be part of this dynamic conversation—reserve your seat now and unlock the key to sustainable banking risk management.